Why I started QuickPetInsurance
I'm Venkata Nagredi. I don't own a pet, but the people around me do. My brother has one, several close friends have dogs and cats, and on my daily walks in the park I end up talking to a lot of dog owners. The same questions kept coming up: is pet insurance worth it, what does it actually pay for, and why do some claims get turned down?
The answers were harder to find than they should be. Policies use words like "bilateral condition," "curable pre-existing condition" and "per-condition deductible," and most articles online are either ads or lists of insurers. So I started reading the policy documents, rate studies and state laws myself, and writing down what they say in plain English. This site is the result.
What you'll find here
- Coverage guides that explain each part of a policy, from accidents and dental work to pre-existing conditions and waiting periods.
- Decision guides for puppies, cats, older pets and tight budgets, including when insurance isn't the right choice.
- State guides with average prices, state pet insurance laws and local health risks, and breed guides on hereditary conditions.
What I'm not
I'm not a vet, an insurance agent or a lawyer, and I don't present myself as one. QuickPetInsurance is not an insurance company or agent and doesn't sell policies. For medical questions about your pet, ask your vet; for what your own policy covers, ask your insurer.
How I research
Every price, waiting period, law and coverage rule on this site comes from a source I opened and read: insurers' own policy pages, industry data from the North American Pet Health Insurance Association, veterinary schools and associations, state insurance departments and legislatures, and published rate studies. Sources are listed at the bottom of every page. Read the full editorial policy.
How the site makes money
Some links are affiliate links to Lemonade. If you buy a policy through one, the site may earn a commission at no extra cost to you. That never changes what a page says: Lemonade's limits (no accident-only plan, dogs and cats only, not sold in every state) are stated as plainly as anyone else's. Details: how we make money.
Renting with a pet? My sister site AptCover covers renters insurance state by state. Questions or corrections: get in touch.